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  1. The Last Thing You Will Think About

    Let's face facts, life assurance is not something we ever want to consider but sadly most people have nowhere near the amount of cover they need to protect themselves or their family.

  2. Critical Illness Cover and why you need it

    You may be fit and healthy now but did you know that you are five times more likely to suffer from a disease such as heart disease, cancer, or stroke, than to die before you retire? Figures from the Hong Kong Cancer Registry Hospital Authority show that 25% of men and 20% of women will develop cancer before they reach 70 years of age.  According to global re-insurer Swiss Re, the average age for someone making an insurance claim due to cancer is just 43.7 years old.

  3. Does your company insurance policy offer you enough life cover?

    Does your company insurance scheme offer you enough life cover? Most people in Hong Kong have life insurance cover provided by their company, usually as multiple of their basic salary. It is usually three or four times your basic salary, but is this really enough to protect & provide for you and your family should the worst happen? Whilst it is convenient to rely on the life insurance your employer offers you, it can be a bad idea. Here are four reasons why:

  4. Becoming an Expat – Financial planning before you leave home

    Moving to a new country to start a new life can be very exciting, but also a bit overwhelming with everything that you have to organize before you leave. Here is a helpful list of financial matters which should be thought about.
                                                                                                                                                                                                                                                                                                          Your home

  5. 5 Questions to ask when you meet a Financial Advisor

    It is thought by many people that when you think of your investments, you only think of how well they are performing. However, a recent survey by JD Power & Associates suggests the relationship between a client and their advisor is a very important factor when a client decides how satisfied they are.

  6. Dollar Breaks Out Despite Low Inflation Levels

    The decline in inflation seen during the past week has likely given central bankers some concern that asset prices are not rising while growth remains relatively subdued.  While many in the US are jawboning that bond purchases need to be drawn back, there is little to show for the central bankers efforts, as asset prices, with the exception of the stock market, are tame.  Economic differences in the EU came to a head this week and show that Germany continues to outperform the rest of the region.

  7. Gold Edges Lower after ECB Surprise Interest Rate Cut

    The surprise cut of the EU’s refinance rate by the ECB on Thursday sent a shock through the currency markets, driving up the value of the greenback and creating headwinds for the Euro.  Yield differentials moved in favor of the dollar, while the ECB pledged that rates would remain significantly low for the foreseeable future.

  8. Pound Holds Steady after BoE Liquidity Change

    The negative trend in the dollar continued to perpetuate as the yield differentials moved away from the dollar.  Japanese inflation readings came in as expected, although most of the increase came as a result of increasing food prices.  UK GDP came in as expected, whilst the Bank of England reported on its money market operation changes.

  9. Risk on Rally Follows Fed Lack of Tapering Decision

    The past week saw the capital markets focus on the Federal Reserve meeting, which took place over the course of two days and culminated on September 18th.  The news out of the US central bank was surprising and ignited a risk on rally in stocks and commodities, and took the wind out of the greenback’s sails.  Economic data in the US continued to show moderate gains, but the Fed’s downgrade of the economic environment kicked the tapering can down the road.

  10. Dollar Eases after Payrolls Surprise

    The dollar eased on Friday, losing ground against most major currencies after a slightly worse than expected US non-farm payrolls report.  The number was somewhat disappointing, driving down US yields and buoying the stock market.  Investors sold the greenback against most major currencies, as the potential for an asset purchase tapering when the FOMC meets in two weeks was diminished slightly.

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